Due to debris and necessary clean-up efforts following the windstorm, the Claremont Hills Wilderness Park will remain closed through Wednesday, October 17. The CHWP is scheduled to re-open on Thursday, October 18.
The use of false
identification contributes to losses from bad checks and credit cards.
To minimize this problem, require at least one primary ID, preferably
backed by at least one secondary ID.
California driver license (do not accept temporary licenses)
California identification card
Check guarantee card (Check expiration date)
Gasoline company and major credit cards (with expiration dates)
Never Accept The Following Cards As ID:
Any card or ID that appears to be altered
Social security cards
Temporary driver's licenses
Alien registration cards (because of the danger of forgeries, and often they are not current
Types of Fraud
How to Identify & Prevent
Credit Card Fraud
Signs of Credit card fraud:
The card has been altered, has expired, or is not yet valid
Signatures on the card and sales slip don't match
customer makes several purchases in the same department, all under the
amount of the floor limit or that which would require an authorization
call to the card issuer
Do not accept credit cards without proof of identity
Do not accept credit cards without checking "Hot Sheet" or telephoning for authorization
When suspicious, call for an authorization, indicate your suspicions and follow instructions
shred or destroy carbon copies from credit card invoices so that credit
card numbers and names do not fall into the wrong hands
There are a number of ways that fraudulent or stolen checks can
bounce into your business. Stolen checks can be forged, while legitimate
checks might be altered to show much higher amounts.
Set Up & Follow Check Cashing Guideline
Require two proper IDs to cash a check. Make no exceptions
Only accept local checks
Only accept checks with the name and address imprinted on them
Only accept payroll or government checks when you know the person or verify the check
Do not cash checks for more than the actual purchase. Require check guarantee cards for amounts over the purchase
Do not accept two or more party checks
Do not accept postdated checks
Do not accept checks with alterations
Refunding is a courtesy extended by the store, and no store is compelled to honor any request.
To minimize losses on fraudulent refunds, consider the following:
Issue cash refunds only to persons who have a receipt verifying the purchase
Establish a policy for returning merchandise without a receipt
Refund by check, to be mailed from bookkeeping department
Offer exchanges only
Always require valid identification and maintain a file of returns
Bankruptcy fraud can be used by all sorts of crooks on all kinds of
businesses. It's a favorite ploy of con men and organized criminals.
Often, they will establish a fake company, buy materials on credit, and
vanish. Sometimes they'll set up a company with a name and address
almost identical to a well-known, respected company. That way, many
suppliers are fooled into granting them credit. Finally, organized crime
may buy a legitimate business, and use it (and its credit rating) as a
starting point for a bankruptcy fraud.
Avoid becoming the victim of a bankruptcy fraud by watching out for these conditions:
A sudden change in your customer's management, without any public notice
The customer's payments start to lag behind, and the credit balance starts to climb
A new customer suddenly orders lots of merchandise on credit
Trade references for the customer can't be found
A company suddenly increases its orders and sales become "too easy"
Get to know the new management of a company
Do a credit check on the customer
Make sure that new orders are not filled until a credit check has been completed